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Plamen Yordanov
Possibilities for Improving the Mechanism of Pensions’ Indexation for Employment in Bulgaria
Summary:
Upgrading (updating) pension payments is the process of adjusting their amount in accordance with the current parameters of the socioeconomic development of society in proportion to accumulated social security rights and using the correct set of principles, indicators, benchmarks, standards and mechanisms. Too often, however, achieving and maintaining a desired level of income and standard of living for pensioners is considered only from the perspective of underlying social patterns, without considering the specifics of the accumulation and transformation of social rights in the actual pension payments. The purpose of this paper is to highlight some guidelines for improving the mechanism for updating pension payments in Bulgaria based on a comparative analysis of the practice of updating pensions in social security systems in some European countries.
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Irina P. Kazandzhieva Yordanova, Elena Ralinska
A STUDY OF THE DYNAMICS
OF CUSTOMER DEPOSITS
AND INVESTMENTS IN FINANCIAL INSTRUMENTS IN BULGARIA
FOR THE PERIOD 2013–2023
Summary:
The globalization of financial markets and the dynamic development of information and communication technologies over the past two decades have become key drivers of significant changes in the financial system. New and increasingly complex financial products and services are emerging, competition among financial institutions is intensifying, and traditional financial services are becoming digitalised. Many financial products offered today did not even exist a few years ago, and almost all transactions, both at the individual and institutional level, are now conducted electronically at the click of a button. In this environment where there are abundant investment opportunities and simplified access to financial markets, deposits remain the preferred instrument for holding savings. This trend is evident not only in Bulgaria, but also in many other countries. This study focuses on examining deposits and investments in financial instruments in Bulgaria over the period 2013 – 2023.
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Plamen Yordanov, Margarita Nikolova, Zhaneta Angelova
ORGANIZATIONAL AND ECONOMIC CHARACTERISTICS OF COMPENSATIONS FOR TEMPORARY LOSS OF CAPACITY TO WORK
Summary:
The insurance for general diseases with temporary incapacity to work has specific features due to the specifics of the risk it covers. Such diseases are very frequent but usually mild and entail specific consequences, such as reduction or loss of income due to sick leaves. The object of research is the insurance for of general diseases and its subject is the organizational framework and the regulations regarding the benefits for temporary incapacity for work. The aim of this study is to investigate the organizational and economic characteristics of benefits for temporary incapacity for work due to general disease in certain of the European Union and formulate guidelines for organizational development and improvement of the social security system in Bulgaria.
